<?xml version="1.0" encoding="UTF-8"?>
 <rdf:RDF xmlns="http://purl.org/rss/1.0/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:cc="http://web.resource.org/cc/" xmlns:syn="http://purl.org/rss/1.0/modules/syndication/" xmlns:admin="http://webns.net/mvcb/">
  <channel rdf:about="http://pinboard.in">
    <title>Pinboard (thewavingcat)</title>
    <link>https://pinboard.in/u:thewavingcat/public/</link>
    <description>recent bookmarks from thewavingcat</description>
    <items>
      <rdf:Seq>	<rdf:li rdf:resource="https://www.investopedia.com/ask/answers/112814/whats-difference-between-capital-expenditures-capex-and-operational-expenditures-opex.asp"/>
	<rdf:li rdf:resource="https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html"/>
	<rdf:li rdf:resource="https://privacy.com/"/>
	<rdf:li rdf:resource="https://nlnet.nl/foundation/network.html"/>
	<rdf:li rdf:resource="https://www.cnbc.com/2018/05/29/bitcoin-is-the-markets-new-fear-gauge-investor-says.html"/>
	<rdf:li rdf:resource="https://medium.com/numerai/numerais-master-plan-1a00f133dba9"/>
	<rdf:li rdf:resource="http://www.fairphone.com/wp-content/uploads/2013/09/Fairphone_Cost_Breakdown_and_Key_Sept2013.pdf"/>
	<rdf:li rdf:resource="https://www.avuba.de/"/>
	<rdf:li rdf:resource="https://simple.com/"/>
	<rdf:li rdf:resource="https://www.hellobank.de/"/>
	<rdf:li rdf:resource="http://www.crainsnewyork.com/article/20130521/TECHNOLOGY/130529969"/>
	<rdf:li rdf:resource="http://www.avc.com/a_vc/2010/11/employee-equity-vesting.html"/>
	<rdf:li rdf:resource="https://holvi.com/"/>
	<rdf:li rdf:resource="http://www.seriesseed.com/"/>
	<rdf:li rdf:resource="https://www.expensecloud.com/"/>
	<rdf:li rdf:resource="http://www.psfk.com/2012/03/social-credit-card.html"/>
	<rdf:li rdf:resource="http://techcrunch.com/2012/01/11/payoff-com-raises-2m-gamifies-personal-finance-management/?"/>
	<rdf:li rdf:resource="http://www.wiwo.de/technologie/digitale-welt/studie-zum-mobile-banking-viele-banken-apps-sind-mangelhaft/5870610.html"/>
	<rdf:li rdf:resource="http://andrewchenblog.com/2009/01/19/how-to-create-a-profitable-freemium-startup-spreadsheet-model-included/"/>
	<rdf:li rdf:resource="http://blog.wesabe.com/2008/04/23/new-feature-the-new-tips-tab-the-wesabe-value-engine/"/>
	<rdf:li rdf:resource="http://hackr.de/2008/04/09/querfinanz"/>
	<rdf:li rdf:resource="http://www.chipin.com/"/>
	<rdf:li rdf:resource="http://www.thesimpledollar.com/2007/11/14/52-books-52-weeks-10-fundamental-personal-finance-ideas/"/>
	<rdf:li rdf:resource="http://notbythehour.com/"/>
	<rdf:li rdf:resource="http://blog.pmarca.com/2007/06/the_truth_about.html"/>
	<rdf:li rdf:resource="http://www.score.org/"/>
      </rdf:Seq>
    </items>
  </channel><item rdf:about="https://www.investopedia.com/ask/answers/112814/whats-difference-between-capital-expenditures-capex-and-operational-expenditures-opex.asp">
    <title>CapEx vs. OpEx: What’s the Difference?</title>
    <dc:date>2023-11-04T17:06:16+00:00</dc:date>
    <link>https://www.investopedia.com/ask/answers/112814/whats-difference-between-capital-expenditures-capex-and-operational-expenditures-opex.asp</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA["The two most common categories are CapEx and OpEx. The difference between these two expenditures lies primarily in the accounting treatment of each. For business in the United States, generally accepted accounting principles (GAAP) often dictate how an expenditure is treated on a company’s financial statements. Therefore, a company must understand the long-term financial implications of how its reporting will be affected and how external parties may view the company’s health as a result.

There is an inherent difference in the way management may approach these two expenditures as well. CapEx is often more expensive and labor-intensive and often requires greater patience to reap rewards. OpEx is often cheaper and more flexible to incur. For many reasons, it is important to understand each type of expenditure and how a company may strategically approach either."]]></description>
<dc:subject>business capital finance sales</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:fdddcc6a946a/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:capital"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:sales"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html">
    <title>Is It Better to Rent or Buy? - The New York Times</title>
    <dc:date>2021-08-11T08:44:37+00:00</dc:date>
    <link>https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Calculator for renting vs buying apartments / real estate. For the US, but might be useful beyond.]]></description>
<dc:subject>calculator finance housing rent immobilien</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:171d9e2cc813/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:calculator"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:housing"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:rent"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:immobilien"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://privacy.com/">
    <title>Privacy - Smarter Payments</title>
    <dc:date>2021-07-29T10:57:30+00:00</dc:date>
    <link>https://privacy.com/</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Online service for virtual credit cards that give you more control over which services are allowed to charge your card:

"For business or for personal, one-time or subscription, now you can decide who can charge your card, how much, how often - even close a card any time you want."]]></description>
<dc:subject>banking finance money privacy security</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:2905a6662ec5/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:privacy"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:security"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://nlnet.nl/foundation/network.html">
    <title>NLnet; Alternative funding sources</title>
    <dc:date>2019-03-07T14:01:10+00:00</dc:date>
    <link>https://nlnet.nl/foundation/network.html</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Funding sources for tech & society projects: grants, fellowships, funding, investments.]]></description>
<dc:subject>funding sustainability finance</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:88cadb3e11ae/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:funding"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:sustainability"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://www.cnbc.com/2018/05/29/bitcoin-is-the-markets-new-fear-gauge-investor-says.html">
    <title>Bitcoin is the market's new fear gauge, investor says</title>
    <dc:date>2018-06-01T07:38:21+00:00</dc:date>
    <link>https://www.cnbc.com/2018/05/29/bitcoin-is-the-markets-new-fear-gauge-investor-says.html</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Talk about a fickle crowd. Also, this nugget which I think deserves some attention: "Cryptocurrencies allow investors to **move their money off the balance sheets of banks** and decrease credit risks." (Highlights mine.)]]></description>
<dc:subject>newsletter crypto finance</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:2ec702aac1e2/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:newsletter"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:crypto"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://medium.com/numerai/numerais-master-plan-1a00f133dba9">
    <title>Numerai’s Master Plan – Numerai – Medium</title>
    <dc:date>2018-05-16T07:10:39+00:00</dc:date>
    <link>https://medium.com/numerai/numerais-master-plan-1a00f133dba9</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[The crypto bros are at it again, this time with "collaborative hedgefund for AI" and a masterplan that involves monopolizing intelligence, data and money (and then decentralizing the monopoly). What could possibly go wrong.]]></description>
<dc:subject>newsletter crypto AI finance</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:4a596122eb00/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:newsletter"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:crypto"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:AI"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.fairphone.com/wp-content/uploads/2013/09/Fairphone_Cost_Breakdown_and_Key_Sept2013.pdf">
    <title>Untitled (http://www.fairphone.com/wp-content/uploads/2013/09/Fairphone_Cost_Breakdown_and_Key_Sept2013.pdf)</title>
    <dc:date>2013-09-13T11:59:35+00:00</dc:date>
    <link>http://www.fairphone.com/wp-content/uploads/2013/09/Fairphone_Cost_Breakdown_and_Key_Sept2013.pdf</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Cost breakdown for the first Fairphone:  /v @klischka]]></description>
<dc:subject>fairphone costs breakdown finance hardware parts manufacturing</dc:subject>
<dc:source>https://twitter.com/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:ae0ffa70cf95/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:fairphone"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:costs"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:breakdown"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:hardware"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:parts"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:manufacturing"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://www.avuba.de/">
    <title>Avuba - The bank account reinvented</title>
    <dc:date>2013-08-07T09:33:08+00:00</dc:date>
    <link>https://www.avuba.de/</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Jonas Piela]]></description>
<dc:subject>banking finance startup</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:27e8e8a31dab/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://simple.com/">
    <title>Simple | Worry-free Alternative to Traditional Banking</title>
    <dc:date>2013-08-07T08:49:09+00:00</dc:date>
    <link>https://simple.com/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>banking finance startup</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:d9c6796b88db/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://www.hellobank.de/">
    <title>Startseite: Hello bank!</title>
    <dc:date>2013-08-07T08:48:34+00:00</dc:date>
    <link>https://www.hellobank.de/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>banking finance startup</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:16d324ee55be/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.crainsnewyork.com/article/20130521/TECHNOLOGY/130529969">
    <title>Union Square gets 5,000% return on Tumblr | Crain's New York Business</title>
    <dc:date>2013-05-22T09:35:41+00:00</dc:date>
    <link>http://www.crainsnewyork.com/article/20130521/TECHNOLOGY/130529969</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>finance vc acquisition tumblr</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:dfa331d98db0/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:vc"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:acquisition"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tumblr"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.avc.com/a_vc/2010/11/employee-equity-vesting.html">
    <title>A VC: Employee Equity: Vesting</title>
    <dc:date>2012-11-29T15:30:58+00:00</dc:date>
    <link>http://www.avc.com/a_vc/2010/11/employee-equity-vesting.html</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>vesting equity finance startup</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:a70a4e577a2f/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:vesting"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:equity"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://holvi.com/">
    <title>(500) https://holvi.com/</title>
    <dc:date>2012-11-26T10:58:15+00:00</dc:date>
    <link>https://holvi.com/</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Can't wait for Holvi to launch: ]]></description>
<dc:subject>banking finance startup</dc:subject>
<dc:source>https://twitter.com/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:00f6a9dba14c/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.seriesseed.com/">
    <title>SeriesSeed.com</title>
    <dc:date>2012-07-31T12:27:21+00:00</dc:date>
    <link>http://www.seriesseed.com/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>business finance legal startup vc termsheet standard</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:5eb964d4e837/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:legal"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:vc"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:termsheet"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:standard"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="https://www.expensecloud.com/">
    <title>ExpenseCloud Home</title>
    <dc:date>2012-07-11T13:25:15+00:00</dc:date>
    <link>https://www.expensecloud.com/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>expanses finance tools business</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:41f9e8887322/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:expanses"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tools"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.psfk.com/2012/03/social-credit-card.html">
    <title>Barclay’s Launches The First Social Credit Card @PSFK</title>
    <dc:date>2012-03-14T15:21:47+00:00</dc:date>
    <link>http://www.psfk.com/2012/03/social-credit-card.html</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>3wfav creditcard finance social</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:7dbc81ae3b07/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:3wfav"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:creditcard"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:social"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://techcrunch.com/2012/01/11/payoff-com-raises-2m-gamifies-personal-finance-management/?">
    <title>TechCrunch: Payoff.com Raises $2M, ‘Gamifies’ Personal Finance Management</title>
    <dc:date>2012-01-11T14:50:03+00:00</dc:date>
    <link>http://techcrunch.com/2012/01/11/payoff-com-raises-2m-gamifies-personal-finance-management/?</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Payoff adds a game layer to personal financing, essentially trying to create incentives to work towards individual financial goals. While they have been working on this since 2009, a new round of financing seems to verify the concept. Gamification has officially reached personal finance.]]></description>
<dc:subject>3wfav business banking gamification tools finance financing</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:674b9ee7b447/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:3wfav"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:gamification"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tools"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:financing"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.wiwo.de/technologie/digitale-welt/studie-zum-mobile-banking-viele-banken-apps-sind-mangelhaft/5870610.html">
    <title>Studie zum Mobile Banking: Viele Banken-Apps sind mangelhaft - Digitale Welt - Technologie - Wirtschaftswoche</title>
    <dc:date>2011-11-24T10:15:04+00:00</dc:date>
    <link>http://www.wiwo.de/technologie/digitale-welt/studie-zum-mobile-banking-viele-banken-apps-sind-mangelhaft/5870610.html</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>studie study banking finance app</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:7cc846d84e7f/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:studie"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:study"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:app"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://andrewchenblog.com/2009/01/19/how-to-create-a-profitable-freemium-startup-spreadsheet-model-included/">
    <title>How to create a profitable Freemium startup (spreadsheet model included!) | Futuristic Play by @Andrew_Chen</title>
    <dc:date>2009-05-20T11:13:25+00:00</dc:date>
    <link>http://andrewchenblog.com/2009/01/19/how-to-create-a-profitable-freemium-startup-spreadsheet-model-included/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>freemium startup spreadsheet calculation budget finance</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:3bb0da5ae051/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:freemium"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:spreadsheet"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:calculation"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:budget"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://blog.wesabe.com/2008/04/23/new-feature-the-new-tips-tab-the-wesabe-value-engine/">
    <title>The Wesabe Value Engine</title>
    <dc:date>2008-10-02T07:05:42+00:00</dc:date>
    <link>http://blog.wesabe.com/2008/04/23/new-feature-the-new-tips-tab-the-wesabe-value-engine/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>web2.0 tools social socialrecommendation money finance analysis banking innovation innovative</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:5ab297d73781/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:web2.0"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tools"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:social"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:socialrecommendation"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:analysis"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:innovation"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:innovative"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://hackr.de/2008/04/09/querfinanz">
    <title>live.hackr : Querfinanz</title>
    <dc:date>2008-04-09T17:15:55+00:00</dc:date>
    <link>http://hackr.de/2008/04/09/querfinanz</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>finance web web2.0 essay business businessmodels</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:a66c5c358ed6/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:web"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:web2.0"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:essay"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:businessmodels"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.chipin.com/">
    <title>ChipIn - collect donations online</title>
    <dc:date>2008-02-11T08:39:58+00:00</dc:date>
    <link>http://www.chipin.com/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>money donations widget tool plugin fundraising toolkit finance blog socialnetworks</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:205f2f8794a3/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:donations"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:widget"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tool"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:plugin"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:fundraising"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:toolkit"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:blog"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:socialnetworks"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.thesimpledollar.com/2007/11/14/52-books-52-weeks-10-fundamental-personal-finance-ideas/">
    <title>The Simple Dollar :52 Books, 52 Weeks: 10 Fundamental Personal Finance Ideas</title>
    <dc:date>2007-11-18T11:39:03+00:00</dc:date>
    <link>http://www.thesimpledollar.com/2007/11/14/52-books-52-weeks-10-fundamental-personal-finance-ideas/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>finance summary tipps howto resources</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:7dd1b0248774/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:summary"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tipps"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:howto"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:resources"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://notbythehour.com/">
    <title>FreelanceSwitch - Creating Passive Income for Freelancers</title>
    <dc:date>2007-07-13T00:00:30+00:00</dc:date>
    <link>http://notbythehour.com/</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[Getting paid by the hour is pretty neat, but it’s even better when you have income that comes in when you’re taking time off too! Freelancers are uniquely positioned to be able to spend time creating sources of passive income while still getting their
]]></description>
<dc:subject>advice freelance finance work freelancing Guide howto money</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:35b98e3f9610/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:advice"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:freelance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:work"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:freelancing"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:Guide"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:howto"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:money"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://blog.pmarca.com/2007/06/the_truth_about.html">
    <title>Marc Andreessen: The truth about venture capitalists, Part 1</title>
    <dc:date>2007-06-12T08:32:20+00:00</dc:date>
    <link>http://blog.pmarca.com/2007/06/the_truth_about.html</link>
    <dc:creator>thewavingcat</dc:creator><description><![CDATA[A lot of people have opinions about venture capital -- the pros and cons of VC, whether or not to take VC, which venture capitalists to take money from, how to get VCs to invest in your company, whether VCs are seasoned risk-taking professional investors
]]></description>
<dc:subject>VC background resources businessmodels business startup finance</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:7e6cd9ff6222/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:VC"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:background"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:resources"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:businessmodels"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.score.org/">
    <title>SCORE &quot;Counselors to America's Small Business&quot;</title>
    <dc:date>2007-04-02T17:02:06+00:00</dc:date>
    <link>http://www.score.org/</link>
    <dc:creator>thewavingcat</dc:creator><dc:subject>advice business career consulting development entrepreneur finance free Guide help howto how-to job innovation nonprofit resources startup tutorial tutorials work resource</dc:subject>
<dc:identifier>https://pinboard.in/u:thewavingcat/b:9d87d2605d6f/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:advice"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:career"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:consulting"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:development"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:entrepreneur"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:free"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:Guide"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:help"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:howto"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:how-to"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:job"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:innovation"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:nonprofit"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:resources"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:startup"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tutorial"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:tutorials"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:work"/>
	<rdf:li rdf:resource="https://pinboard.in/u:thewavingcat/t:resource"/>
</rdf:Bag></taxo:topics>
</item>
</rdf:RDF>