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    <title>Pinboard (matthewmcvickar)</title>
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    <description>recent bookmarks from matthewmcvickar</description>
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	<rdf:li rdf:resource="http://www.thinkvitamin.com/features/webapps/how-to-price-your-web-application"/>
	<rdf:li rdf:resource="http://bankrate.com/brm/rate/cc_ratehome.asp?web=brm&amp;prodtype=cc&amp;cc_advance=1&amp;national=1&amp;cc_online=0&amp;habouttype=C&amp;product=0&amp;prodtype=cc&amp;web=brm&amp;R1=5&amp;card_type=Personal&amp;card_class=All&amp;max_recs=10&amp;Submit2=GO"/>
	<rdf:li rdf:resource="http://www.smartmoney.com/dealoftheday/index.cfm?story=20060905&amp;pgnum=1"/>
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  </channel><item rdf:about="https://www.nerdwallet.com/blog/mortgages/how-to-decide-whether-to-buy-a-home/">
    <title>NerdWallet: How to Decide It’s Time to Buy a Home</title>
    <dc:date>2019-12-05T19:04:20+00:00</dc:date>
    <link>https://www.nerdwallet.com/blog/mortgages/how-to-decide-whether-to-buy-a-home/</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[<blockquote>Deciding whether to rent or buy is a big decision that requires serious “Where am I now?” and “Where am I going?” sorts of questions. It might be best to keep renting if you want to maintain maximum flexibility for personal or professional reasons, or if jumping into more debt right now takes you out of your comfort zone. Maybe you’re just not ready to face the responsibilities of homeownership: repairs, upgrades, maintenance, yard work and all the rest. Even thinking about the difference between cleaning an 800-square-foot apartment and a 2,400-square-foot house can make you want to take a seat and a deep breath.

Your local housing market could be working against you, as well. If you live in a hot market with eager house hunters chasing too few properties, it might be best to bide your time until a better buying opportunity presents itself.</blockquote>]]></description>
<dc:subject>housing finance</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:8e5cfa1d0f26/</dc:identifier>
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<item rdf:about="https://www.nerdwallet.com/mortgages/rent-vs-buy-calculator">
    <title>NerdWallet Rent vs Buy Calculator: Should I Rent or Buy?</title>
    <dc:date>2019-12-05T19:01:47+00:00</dc:date>
    <link>https://www.nerdwallet.com/mortgages/rent-vs-buy-calculator</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[<blockquote>Should you rent or buy a home? Use our simple rent vs buy calculator to find out which option is best for you.</blockquote>]]></description>
<dc:subject>housing money finance</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:d2fbe2e7f1d6/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:housing"/>
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<item rdf:about="https://github.com/nayafia/lemonade-stand">
    <title>lemonade-stand</title>
    <dc:date>2019-07-11T20:24:05+00:00</dc:date>
    <link>https://github.com/nayafia/lemonade-stand</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[<blockquote>A handy guide to financial support for open source.

This document aims to provide an exhaustive list of all the ways that people get paid for open source work. Hopefully, projects and contributors will find this helpful in figuring out the best options for them.</blockquote>]]></description>
<dc:subject>business finance opensource money</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:0acec87e4d6f/</dc:identifier>
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	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:opensource"/>
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</item>
<item rdf:about="http://squashed.tumblr.com/post/133235143270/its-my-fault-i-didnt-read-the-fine-print">
    <title>Squashed: It’s My Fault. I Didn‘t Read the Fine Print</title>
    <dc:date>2015-11-15T06:43:43+00:00</dc:date>
    <link>http://squashed.tumblr.com/post/133235143270/its-my-fault-i-didnt-read-the-fine-print</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[<blockquote>The point isn’t that all the boilerplate should be inherently unenforceable. Most of it is pretty benign. “This is the address to which you should address your billing dispute.” “We really can’t promise that our network is so robust you can run a hospital or nuclear submarine on it. So please don’t try.” “In case for some reason you were confused, the trademark ‘Verizon’ is not yours, even though it’s stamped on your phone.” But sometimes there’s something nasty in there. Forced arbitration clauses. Class action waivers. Undisclosed charges (or whatever it is that makes AT&T think it can just tack on a few dollars in extra charges every month to pad its bottom line). There’s really nothing an individual consumer can do about any of this.
Anyway, two points.

1. The Consumer Financial Protectin Bureau is really important to curb the worst of these abuses.
2. Let’s not blame people for “agreeing” to things that they didn’t actually agree to in any meaningful way.</blockquote>]]></description>
<dc:subject>politics finance economy business</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:0751a1f2cc3b/</dc:identifier>
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</item>
<item rdf:about="http://www.newyorker.com/online/blogs/elements/2013/04/the-future-of-bitcoin.html">
    <title>Maria Bustillos: The Future of Bitcoin (The New Yorker)</title>
    <dc:date>2013-04-13T21:54:13+00:00</dc:date>
    <link>http://www.newyorker.com/online/blogs/elements/2013/04/the-future-of-bitcoin.html</link>
    <dc:creator>matthewmcvickar</dc:creator><dc:subject>economics finance internet</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:97aa9ce009d3/</dc:identifier>
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</item>
<item rdf:about="http://dealbook.nytimes.com/2012/09/17/occupy-wall-street-a-frenzy-that-fizzled/?smid=tw-nytimes">
    <title>Andrew Ross Sorkin: Occupy Wall Street: A Frenzy That Fizzled (NYTimes.com)</title>
    <dc:date>2012-10-04T09:50:52+00:00</dc:date>
    <link>http://dealbook.nytimes.com/2012/09/17/occupy-wall-street-a-frenzy-that-fizzled/?smid=tw-nytimes</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[<blockquote>Has the debate over breaking up the banks that were too big to fail, save for a change of heart by the former chairman of Citigroup, Sanford I. Weill, really changed or picked up steam as a result of Occupy Wall Street? No. Have any new regulations for banks or businesses been enacted as a result of Occupy Wall Street? No. Has there been any new meaningful push to put Wall Street executives behind bars as a result of Occupy Wall Street? No.

And even on the issues of economic inequality and upward mobility — perhaps Occupy Wall Street’s strongest themes — has the movement changed the debate over executive compensation or education reform? It is not even a close call.</blockquote>]]></description>
<dc:subject>politics occupywallst america history protest finance economy society</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:f55bbdb5cd49/</dc:identifier>
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<item rdf:about="http://squashed.tumblr.com/post/14031490326/occupy-inequality-envy-and-class-warfare">
    <title>Squashed, Occupy, Inequality, Envy, and Class Warfare</title>
    <dc:date>2011-12-12T20:23:25+00:00</dc:date>
    <link>http://squashed.tumblr.com/post/14031490326/occupy-inequality-envy-and-class-warfare</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[‘Nobody wants a recession. Nobody wants historically high poverty rates and unemployment rates. Curiously, it’s the Occupy Wall Street folks who are most passionate about making whatever changes are necessary to ensure the next recession doesn’t happen. The financial industry, on the other hand, is fighting any effort at common-sense regulation tooth and nail.’]]></description>
<dc:subject>finance corporations government america poverty class occupywallstreet</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:bc094844cf19/</dc:identifier>
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<item rdf:about="http://squashed.tumblr.com/post/11274810300/we-are-the-99-percent-i-highly-recommend">
    <title>Squashed: We are the 99 Percent</title>
    <dc:date>2011-10-10T15:54:07+00:00</dc:date>
    <link>http://squashed.tumblr.com/post/11274810300/we-are-the-99-percent-i-highly-recommend</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[‘Financial struggles are isolating. We don’t talk about them—so we don’t realize how universal they are. And because we careful ignore them, we don’t give them a high priority. We worry about airport security. Or a celebrity scandal. Or something Newt Gingrich (who’s still there) said. We don’t communally address the problems that may be most important to us.’]]></description>
<dc:subject>occupywallst finance america government money</dc:subject>
<dc:source>https://pinboard.in/</dc:source>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:ff74826150b8/</dc:identifier>
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</item>
<item rdf:about="http://www.theatlantic.com/magazine/print/2009/05/the-quiet-coup/7364/">
    <title>The Atlantic: The Quiet Coup</title>
    <dc:date>2010-06-25T00:19:16+00:00</dc:date>
    <link>http://www.theatlantic.com/magazine/print/2009/05/the-quiet-coup/7364/</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[An International Monetary Fund veteran explains how the US financial situation is like that of a less-powerful nation's developing economy. Oligarchy, corruption, and the financial sector's control of the government — it's not good.
]]></description>
<dc:subject>finance america history government money politics economics business democracy</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:208ddad302cb/</dc:identifier>
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</item>
<item rdf:about="http://www.esquire.com/print-this/jay-z-business-0210">
    <title>Esquire: Jay-Z — It Takes a Harmless, Hand-Built Gangster to Run this Town</title>
    <dc:date>2010-01-10T07:04:26+00:00</dc:date>
    <link>http://www.esquire.com/print-this/jay-z-business-0210</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[On the universal love for Jay-Z and his history as an authentic brand.
]]></description>
<dc:subject>business finance success hiphop jayz nyc</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:5c642da1324f/</dc:identifier>
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</item>
<item rdf:about="http://www.taxpolicycenter.org/">
    <title>Tax Policy Center</title>
    <dc:date>2008-10-25T08:45:35+00:00</dc:date>
    <link>http://www.taxpolicycenter.org/</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[A great collection of neutral articles about the facts and possible effects of candidates' proposed tax plans.
]]></description>
<dc:subject>taxes economics tax politics america economy research finance government society</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:4ea60807e5b1/</dc:identifier>
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	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:research"/>
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</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://keynoteindexfund.com/">
    <title>Keynote Index Fund</title>
    <dc:date>2008-01-01T00:37:32+00:00</dc:date>
    <link>http://keynoteindexfund.com/</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA["Steve Jobs gives a legendary keynote at Macworld SF every January, launching products and giving a state of the union view of things at Apple. What if you invested $10,000 the day before the keynote, then sold at the end of the keynote day?"
]]></description>
<dc:subject>apple computers finance marketing money business</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:eacea2dadd1a/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:apple"/>
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	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:marketing"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:business"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://consumerist.com/consumer/how-to/13-step-guide-to-buying-a-car-while-controlling-the-sale-and-the-price-296553.php">
    <title>Consumerist: How To: 13-Step Method for Buying a Car While Controlling the Sale and the Price</title>
    <dc:date>2007-10-04T19:02:37+00:00</dc:date>
    <link>http://consumerist.com/consumer/how-to/13-step-guide-to-buying-a-car-while-controlling-the-sale-and-the-price-296553.php</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[It takes time and a lot of guts, but you'll save money. "It really works... but it works only if you truly are willing to walk away... and then refuse to bend when they try to put you off or change the terms. Stay civil, do not let any emotion in."
]]></description>
<dc:subject>cars business consumerism finance lifehack shopping money negotiation</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:ccc5981daccf/</dc:identifier>
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</item>
<item rdf:about="http://www.thinkvitamin.com/features/webapps/how-to-price-your-web-application">
    <title>Vitamin: How to price your web application</title>
    <dc:date>2007-09-13T13:08:27+00:00</dc:date>
    <link>http://www.thinkvitamin.com/features/webapps/how-to-price-your-web-application</link>
    <dc:creator>matthewmcvickar</dc:creator><dc:subject>business pricing finance internet webdevelopment webapp</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:ee4e58544b20/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:business"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:pricing"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:internet"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:webdevelopment"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:webapp"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://bankrate.com/brm/rate/cc_ratehome.asp?web=brm&amp;prodtype=cc&amp;cc_advance=1&amp;national=1&amp;cc_online=0&amp;habouttype=C&amp;product=0&amp;prodtype=cc&amp;web=brm&amp;R1=5&amp;card_type=Personal&amp;card_class=All&amp;max_recs=10&amp;Submit2=GO">
    <title>BankRate: Best Credit Card Rates</title>
    <dc:date>2007-08-25T03:02:51+00:00</dc:date>
    <link>http://bankrate.com/brm/rate/cc_ratehome.asp?web=brm&amp;prodtype=cc&amp;cc_advance=1&amp;national=1&amp;cc_online=0&amp;habouttype=C&amp;product=0&amp;prodtype=cc&amp;web=brm&amp;R1=5&amp;card_type=Personal&amp;card_class=All&amp;max_recs=10&amp;Submit2=GO</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[By lowest APR.
]]></description>
<dc:subject>finance banking creditcard</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:b55d3d93aa2d/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:banking"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:creditcard"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.smartmoney.com/dealoftheday/index.cfm?story=20060905&amp;pgnum=1">
    <title>SmartMoney.com: The Best Time to Buy Everything</title>
    <dc:date>2007-07-30T19:23:17+00:00</dc:date>
    <link>http://www.smartmoney.com/dealoftheday/index.cfm?story=20060905&amp;pgnum=1</link>
    <dc:creator>matthewmcvickar</dc:creator><dc:subject>finance money shopping</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:9fbcfd790818/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:finance"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:shopping"/>
</rdf:Bag></taxo:topics>
</item>
<item rdf:about="http://www.charlierose.com/shows/2007/07/19/1/a-conversation-with-craigslist-com-founder-craig-newmark">
    <title>Charlie Rose: A conversation with craigslist.com founder, Craig Newmark</title>
    <dc:date>2007-07-23T21:46:30+00:00</dc:date>
    <link>http://www.charlierose.com/shows/2007/07/19/1/a-conversation-with-craigslist-com-founder-craig-newmark</link>
    <dc:creator>matthewmcvickar</dc:creator><description><![CDATA[Neat. A lot about Craig's decision not to monetize, etc.
]]></description>
<dc:subject>technology craigslist interview video money finance</dc:subject>
<dc:identifier>https://pinboard.in/u:matthewmcvickar/b:1b2a8513f344/</dc:identifier>
<taxo:topics><rdf:Bag>	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:technology"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:craigslist"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:interview"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:video"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:money"/>
	<rdf:li rdf:resource="https://pinboard.in/u:matthewmcvickar/t:finance"/>
</rdf:Bag></taxo:topics>
</item>
</rdf:RDF>