Pinboard (jerryking)
https://pinboard.in/u:jerryking/public/
recent bookmarks from jerrykingThe ‘Gilded Age’ Myth, Then and Now2023-05-08T13:58:42+00:00
https://www.wsj.com/articles/the-gilded-age-myth-then-and-now-income-inequality-progressive-movement-economic-output-507dbc69?mod=opinion_lead_pos5
jerryking>‘Robber barons’ of the 19th and 21st centuries enrich, not exploit, the poor and middle class.<<
]]>19th_century 21st._century class_warfare exploitation Gilded_Age income_inequality low-income middle_class myths personal_enrichment poverty Robber_Baronshttps://pinboard.in/https://pinboard.in/u:jerryking/b:71c591c53e15/Everyone pays the cost as the rich keep spending | Financial Times2022-08-30T22:49:40+00:00
https://www.ft.com/content/38b2097d-dc42-4058-958a-55b7fd2c2b91?sharetype=blocked
jerryking> Wealthy Americans may be helping to drive inflation and the financialization of the economy<<
]]>asset_values high_net_worth housing income_distribution income_inequality inflation lobbyists low-income productivity Rana_Foroohar under-explored under_appreciated under_discussed wealth_effects working-class young_peoplehttps://pinboard.in/https://pinboard.in/u:jerryking/b:e271a57de6e0/Why do some inventions take so long to arrive?2021-08-06T05:16:43+00:00
https://www.ft.com/content/9084f6ad-6146-4b38-8e7c-faf850f90005
jerryking>We often overrate the eureka moment [i.e. = Aha! moments] of the inventor’s doodle and overlook the importance of materials to enable or inspire that idea<<. ......Another obstacle to innovation is that people don’t make the right connections.[i.e. = "combinations"/"joined-up"] The >>clinical trial<<, for example, sits on an uneasy border between medicine and statistics. The medical tradition emphasizes the expertise of the doctor and the care of the patient as an individual. The statistical tradition picks patterns out of noise and uses methods that can be applied equally to brewing the perfect pint or testing the effect of fertilizer on crops. >>Combining<< the two is not an obvious step.....the long wait for the invention of a game such as Dungeons and Dragons. It combines two contrasting traditions: one of imagination and improvisation; the other the complex and rule-following world of painstakingly researched historical war-games.
..........many inventive people are pushed away from the world of innovations. The economist Lisa Cook has studied obstacles for women and African-American inventors — “the innovation gap in pink and black”. Some of these obstacles were flagrant. Garrett Morgan, the African-American inventor of the gas mask and the traffic light, would often conceal his race, since some customers refused to buy on explicitly racist grounds. [i.e. = "racial discrimination"]
Other obstacles are more subtle. Researchers at the Opportunity Insights project have analysed the phenomenon of “lost Einsteins”: young people (often girls or those from ethnic minorities or low-income families) who were discouraged because they never had an inventor as a role model. [i.e. = "achievement gaps"/"capitalization"/"human potential"] But the simplest explanation of all is one advanced by Howes. Perhaps innovation does not come naturally. Most of us do things the way we see others doing them, the way they’ve always been done. The idea of a frustrated person becoming an inventor as they silently scream, “There must be a better way!” [i.e. = "frictions"] has become a cliché. Maybe that cliché is scarcer than we think.
]]>Tim_Harford delays human_potential hurdles low-income obstacles precision racial_discrimination role_models bicycles books frictions ideas inventions inventors lag_time Leonardo_da_Vinci Steven_Johnson achievement_gaps capitalization Aha!_moments combinations joined-up probabilities clinical_trialshttps://pinboard.in/https://pinboard.in/u:jerryking/b:26a0d1615b08/Daniel Patrick Moynihan Was Often Right. Joe Klein on Why It Still Matters. - The New York Times2021-05-21T22:27:25+00:00
https://www.nytimes.com/2021/05/15/books/review/daniel-patrick-moynihan-was-often-right-joe-klein-on-why-it-still-matters.html?action=click&module=Well&pgtype=Homepage§ion=Book%20Review
jerrykingop-ed African-Americans race_relations public_policy Daniel_Moynihan poverty fatherhood out-of-wedlock family_breakdown low-income domestic_instabilityhttps://pinboard.in/https://pinboard.in/u:jerryking/b:d57406eada6e/The Trouble With Opportunity Zone Investments | Barron's2020-09-20T02:50:23+00:00
https://www.barrons.com/articles/the-trouble-with-opportunity-zone-investments-01600451555
jerrykingassets books capital_flows cities coastal_elites community economic_development economically_disadvantaged economies_of_scale high_net_worth howto industrial_policies industrial_midwest industrial_zones institutions investors low-income match-making midwest municipalities networks network_density norms P&G PPP place-based private_equity property_development prospectuses Red_States rescue_investing rust_belt tax_codes venture_capital production-&-packaginghttps://pinboard.in/https://pinboard.in/u:jerryking/b:9eee1c971b3b/Opinion: The neighbourhood trap: The evolution of the world’s inner cities has exposed a local crisis of huge proportions - The Globe and Mail2020-08-30T00:18:24+00:00
https://www.theglobeandmail.com/opinion/article-the-neighbourhood-trap-the-evolution-of-the-worlds-inner-cities-has/
jerrykingarrival_cities cities Covid-19 Doug_Saunders geographic_sorting immigrants low-income neighbourhoods pandemics poverty racial_disparities racial_injustice Sweden hyperlocal inner_suburbs geographic_segregationhttps://pinboard.in/https://pinboard.in/u:jerryking/b:88b9b9969166/Parking Lots Have Become a Digital Lifeline2020-05-06T14:56:54+00:00
https://www.nytimes.com/2020/05/05/technology/parking-lots-wifi-coronavirus.html?action=click&module=Well&pgtype=Homepage§ion=Technology
jerrykingbroadband parking Wi-Fi low-income public_librarieshttps://pinboard.in/https://pinboard.in/u:jerryking/b:04ac30392a28/He Grew Up on a Farm. Now, He Helps Protect Them.2019-10-09T03:41:12+00:00
https://www.nytimes.com/2019/10/03/business/microinsurance-africa-thomas-njeru.html
jerryking>unique needs<< of smallholder farmers......scaling Pula’s business model to the point that insured seed and fertilizer become ubiquitous in the market......The average annual insurance premium per farmer is about $3 to $5. This includes the cost of product development, pricing, underwriting, claim adjustment and, of course, the claim costs. We use artificial intelligence, mobile-based registration systems, remote sensing and automation tools...Agriculture insurance is a cemetery of pilots and trials..
]]>Africa agriculture Bottom_of_the_Pyramid farming insurance Kenya microfinance poverty precarious Pula risks risk-mitigation Warren_Buffett weather behavioral_change books low-income mobile_applications crop_insurance seeds smallholders start_ups food_security unique_needshttps://pinboard.in/https://pinboard.in/u:jerryking/b:cf5e2eaf41e0/How to funnel capital to the American heartland2019-04-16T02:50:36+00:00
https://www.ft.com/content/24246bbe-5f57-11e9-9300-0becfc937c37
jerrykingbooks capital_flows cities coastal_elites community economic_development economically_disadvantaged howto industrial_policies industrial_midwest industrial_zones institutions investors midwest municipalities P&G PPP private_equity prospectuses Red_States venture_capital high_net_worth match-making networks network_density property_development rescue_investing tax_codes place-based economies_of_scale rust_belt assets low-income norms production-&-packaginghttps://pinboard.in/https://pinboard.in/u:jerryking/b:bbcf2955aa82/US fast-food chains struggle as poorer consumers tighten belts2018-11-12T01:09:50+00:00
https://www.ft.com/content/c6fbece0-e540-11e8-8a85-04b8afea6ea3
jerryking>consumer demands<< for deep discounts and declining footfall.
Numbers visiting US fast-food outlets in September dropped 2.6 per cent from a year ago, according to restaurant industry data provider MillerPulse, a steeper decline than the 0.8 per cent year-on-year drop recorded the previous month.
Industry executives and consultants cited a series of factors, including consumer demand for healthier alternatives to burgers and pizzas and lower construction activity, which means fewer building workers are picking up fast food on lunch breaks.
The tough landscape has taken its toll on several operators. Last week, the New England-based owner of Papa Gino’s and D’Angelo Grilled Sandwiches filed for bankruptcy protection.
]]>bankruptcies fast-food low-income QSR restaurants store_closings oversaturation consumer_demandhttps://pinboard.in/https://pinboard.in/u:jerryking/b:007afa28c838/Opinion | How to Level the College Playing Field2018-04-08T23:38:02+00:00
https://www.nytimes.com/2018/04/07/opinion/sunday/harold-levy-college.html
jerrykingColleges_&_Universities accessibility legacies admissions op-ed unfair_advantages social_mobility meritocratic alumni hereditary nepotism education self-perpetuation super_ZIPs opportunity_gaps college-educated upper-income compounded low-income elitism selectivity roadmaps follow-up_questions household_incomes cultural_capital gaming_the_system loopholeshttps://pinboard.in/https://pinboard.in/u:jerryking/b:33b3298d2533/When algorithms reinforce inequality2018-02-12T14:18:17+00:00
https://www.ft.com/content/fb583548-0b93-11e8-839d-41ca06376bf2
jerryking>unaccountable<< and they ‘sort’, target or optimise millions of people . . . exacerbating inequality and hurting the poor. [i.e. = "harms"] ”...Is there any solution? O’Neil and Eubanks suggest that one option would be to require technologists to sign something equivalent to the Hippocratic oath, to “first do no harm”. A second — more costly — idea would be to force institutions using algorithms to hire plenty of human caseworkers to supplement the digital decision-making.
A third idea would be to ensure that the people who are creating and running the computer programs are forced to think about >>culture<<, in its broadest sense.....until now digital nerds at university have often had relatively little to do with social science nerds — and vice versa.
Computing has long been perceived [i.e. = "cultural assumption"] to be a culture-free zone [i.e. = "false sense of objectivity"] — this needs to change. But change will only occur when policymakers and voters understand the true scale of the problem. This is hard when we live in an era that likes to celebrate digitisation — and where the elites are usually shielded from the consequences of those algorithms.
]]>Gillian_Tett Cathy_O’Neil algorithms inequality biases books dark_side poverty Pittsburgh low-income coded_bias culture culture_eats_strategy_for_breakfast digitalization unaccountability harms cultural_assumptions false_sense_of_objectivityhttps://pinboard.in/https://pinboard.in/u:jerryking/b:9083f5bb71e4/Lost Einsteins: The Innovations We’re Missing -2017-12-04T04:07:47+00:00
https://www.nytimes.com/2017/12/03/opinion/lost-einsteins-innovation-inequality.html?rref=collection%2Fsectioncollection%2Fopinion-columnists
jerrykinginnovation equality_of_opportunity Steve_Case Albert_Einstein achievement_gaps affluence high-income low-income mathematics capitalization human_potential inventions inventiveness inventors creativity quotes unevenly_distributedhttps://pinboard.in/https://pinboard.in/u:jerryking/b:6e7ebf747d89/A proven identity offers a path to many freedoms2017-08-14T15:19:16+00:00
https://www.evernote.com/Home.action?login=true#n=47ee4d0d-6f3c-4cd6-8b3c-3c9c48702a2a&ses=4&sh=2&sds=2&
jerrykingdigital_identity identity Gillian_Tett emerging_markets women children Bottom_of_the_Pyramid low-income developing_countrieshttps://pinboard.in/https://pinboard.in/u:jerryking/b:f34e18f976a2/As Black-Owned Banks Withdraw, Community Sounds Alarm - WSJ2017-08-06T13:48:59+00:00
https://www.wsj.com/articles/as-black-owned-banks-withdraw-community-sounds-alarm-1502020801
jerrykingblack-owned banks African-Americans trends decline financial_services redlining low-income community_banks FDIC community-minded rejectionshttps://pinboard.in/https://pinboard.in/u:jerryking/b:0a8717cb4425/Pam McConnell 1946-2017: A true public servant2017-07-12T21:51:14+00:00
http://spacing.ca/toronto/2017/07/10/pam-mcconnell-1946-2017-true-public-servant/
jerrykingpublic_servants city_councillors women Toronto obituaries tributes John_Lorinc St._James_Town sticktoitiveness Regent_Park revitalization social_geography Corktown Distillery_District social_justice city_builders Yonge_Street redevelopments low-income public_amenitieshttps://pinboard.in/https://pinboard.in/u:jerryking/b:495c5ad28293/Tearing Down the Confederate Flag Is Just a Start - The New York Times2015-06-25T13:08:12+00:00
http://www.nytimes.com/2015/06/25/opinion/tearing-down-the-confederate-flag-is-just-a-start.html?_r=0
jerryking>life expectancy<< five years shorter than a white boy. It’s that the net worth of the average black household in 2011 was $6,314, compared with $110,500 for the average white household, according to census data.[i.e. = "household wealth"/"racial disparities"]
It’s that almost two-thirds of black children grow up in >>low-income<< families. It’s that more than one-third of inner-city black kids suffer lead poisoning (and thus often lifelong brain impairment), mostly from old lead paint in >>substandard<< housing.[i.e. = " polluted/poisoned environment"]
More consequential than that flag is our flawed system of >>school finance<< [i.e. = "public education "] that perpetuates inequity.[i.e. = no "equality of opportunity"] Black students in America are much less likely than whites to attend schools offering advanced science and math courses.
The one public system in which America goes out of its way to provide services to African-Americans is >>prison<<.]]>Nicholas_Kristof flags Charleston_shootings institutional_racism rebellions slavery Nat_Turner Confederacy equality_of_opportunity household_wealth life_expectancy low-income public_education school_finance substandard public_schools racial_disparities prisons black_children polluted/poisoned_environmenthttps://pinboard.in/https://pinboard.in/u:jerryking/b:4261dda4e72d/‘A National Admissions Office’ for Low-Income Strivers - NYTimes.com2014-09-16T18:19:53+00:00
http://www.nytimes.com/2014/09/16/upshot/a-national-admissions-office-for-low-income-strivers.html?abt=0002&abg=1
jerrykingColleges_&_Universities admissions movingonup QuestBridge disadvantages elitism strivers low-income high-achieving ineffectiveness scholarships students https://pinboard.in/https://pinboard.in/u:jerryking/b:9765db3784f2/Minorities possible unfairly disqualified from opening bank accounts | mathbabe2013-12-18T04:49:17+00:00
http://mathbabe.org/2013/08/07/minorities-possible-unfairly-disqualified-from-opening-bank-accounts/
jerrykingvisible_minorities discrimination data data_scientists banks banking unbanked equality equality_of_opportunity constitutional_rights Cathy_O’Neil optionality opportunity_gaps low-income financial_system coded_bias payday_lendinghttps://pinboard.in/https://pinboard.in/u:jerryking/b:6faf5ac06b93/Low-income, subsidized housing ghettos provoke violence2013-04-02T11:00:11+00:00
http://sharenews.com/low-income-subsidized-housing-ghettos-provoke-violence/
jerryking>common denominators<< of this crisis of youth shootings are being African Canadian and living in an environment of economic disadvantage.
Those who attended the summit heard that more than 75% of the victims of gun deaths in Toronto are young, Black males. It’s been called gang violence, and it’s been called Black-on-Black violence [i.e. = "ghetto culture"], but the fact is that young, Black males who live outside of these >>low-income<<, >>social housing<< enclaves are not the ones engaging in and being the targets of >>shootings<<. ]]>TCHC Toronto violence African_Canadians social_housing public_housing low-income black_men economically_disadvantaged ghettos ghetto_culture common_denominators shootingshttps://pinboard.in/https://pinboard.in/u:jerryking/b:c909f73d3fec/Big Retailers Fill More Aisles With Groceries2013-03-28T19:39:49+00:00
https://notes.pinboard.in/u:jerryking/45ab575dcb1194e4819c
jerrykingletters_to_the_editor grocery supermarkets pharmacies Wal-Mart Target Walgreens CVS fresh_produce low-incomehttps://notes.pinboard.in/https://pinboard.in/u:jerryking/b:a62ed0737153/Mapping Toronto’s food territories2013-03-28T18:16:40+00:00
http://www.theglobeandmail.com/news/toronto/mapping-torontos-food-territories/article10202474/
jerryking>St. James Town<< would not show up on a “>>food desert<<” map. Often described as >>neighbourhoods<<, usually >>low-income<<, with a dearth of >>supermarkets<<, “food deserts” have become the default concept for discussing food insecurity, even though there is no consensus on how to actually define or measure them....To get a more detailed look at the various neighbourhoods in Toronto, researchers are creating a food retail environment >>index<< that calculates a score based on the number of healthier food stores within a particular block. The lower the number, the less healthy the food environment is. “So you get a kind of heat map of the city where you see hot spots and cool spots” of high and low index scores, Mr. Cook says.
]]>Toronto grocery supermarkets food urban neighbourhoods mapping Cabbagetown hotspots St._James_Town low-income food_deserts heat_maps food_security indiceshttps://pinboard.in/https://pinboard.in/u:jerryking/b:f5ba97fe3797/Dreamers and doers: Nurturing the love of reading2013-01-07T14:10:02+00:00
http://www.thestar.com/yourcitymycity/article/793069--dreamers-and-doers-nurturing-the-love-of-reading
jerrykingphilanthropy UWO books reading Regent_Park low-income doershttps://pinboard.in/https://pinboard.in/u:jerryking/b:bf14781f0b2a/Marketing Planning: Concept Q&A Dec 19932012-07-26T18:58:12+00:00
https://docs.google.com/file/d/0B8QqaQt_ecJlVXFGRG9la0RTNk0/edit
jerrykingIvey marketing business_planning diversification ROI metrics pre-emption pricing harvesting new_products Communicating_&_Connecting advertising personal_selling Bottom_of_the_Pyramid descriptors market_entry focus barriers_to_adoption profit_dynamic definitions low-incomehttps://pinboard.in/https://pinboard.in/u:jerryking/b:b79663d5a045/What Wente found on Danzig St.: ‘It’s safe here. People get along’ - The Globe and Mail2012-07-22T19:02:05+00:00
http://www.theglobeandmail.com/news/toronto/what-wente-found-on-danzig-st-its-safe-here-people-get-along/article4432705/
jerrykingMargaret_Wente Toronto low-income neighbourhoods Scarboroughhttps://pinboard.in/https://pinboard.in/u:jerryking/b:a3b11bd3f985/July 19: When society’s broken, and other letters to the editor - The Globe and Mail2012-07-20T18:53:45+00:00
http://www.theglobeandmail.com/commentary/letters/july-19-when-societys-broken-and-other-letters-to-the-editor/article4427595/
jerrykingletters_to_the_editor Toronto dysfunction violence Margaret_Wente parenting fatherhood Jamaicans family_breakdown directionless African_Canadians dispossessions gangs ghetto_culture Jamaican-Canadians low-income matrifocal social_cohesion TCHC domestic_instabilityhttps://pinboard.in/https://pinboard.in/u:jerryking/b:9943e5c4977b/Foreclosure Rise Brings Business To One Investor - WSJ.com2011-10-27T14:34:42+00:00
http://online.wsj.com/article/SB117383870384136371.html?_nocache=1319724923343&mg=com-wsj
jerrykingforeclosures housing investors subprime mortgages home_ownership low-incomehttps://pinboard.in/https://pinboard.in/u:jerryking/b:c5e6c4d7d525/Gillette's in Razors: the 11-Cent Blade - WSJ.com2010-10-02T23:36:08+00:00
http://online.wsj.com/article/SB10001424052748704789404575524273890970954.html?KEYWORDS=ellen+byron
jerrykingGillette innovation India P&G personal_care_products reverse_innovation cost-cutting emerging_markets Bottom_of_the_Pyramid customer_growth reverse_engineering low-incomehttps://pinboard.in/u:jerryking/b:869f88d70341/Nestlé Plans Indian Center to Tap Low-Income Market - NYTimes.com2010-09-23T00:09:51+00:00
http://www.nytimes.com/2010/09/23/business/global/23nestle.html?ref=business
jerrykingIndia Nestlé Bottom_of_the_Pyramid R&D emerging_markets low-incomehttps://pinboard.in/u:jerryking/b:fc17933faa05/What Knockoffs Can Teach Companies About Chinese Markets | Co.Design2010-09-09T06:52:08+00:00
http://www.fastcodesign.com/1662246/what-knockoffs-can-teach-companies-about-chinese-markets
jerrykingcounterfeits China pattern_recognition ideo opportunities innovation design adaptability patterns copycats unarticulated_desires Bottom_of_the_Pyramid emerging_markets brands multinationals aesthetics knockoffs creative_appropriation cost-consciousness low-income affordability discoveries customer_insightshttps://pinboard.in/u:jerryking/b:fc319034d211/Dollarama aims to keep it simple2010-08-15T13:34:53+00:00
http://www.theglobeandmail.com/globe-investor/dollarama-aims-to-keep-it-simple/article1668621/
jerrykingMarina_Strauss retailers Dollarama immigrants cost-consciousness low-incomehttps://pinboard.in/u:jerryking/b:922fcaad5045/Op-Ed Contributor - Moynihan’s Message - NYTimes.com2010-05-29T14:09:36+00:00
http://www.nytimes.com/2010/05/29/opinion/29Patterson.html?ref=global
jerryking>black children<< now live with married parents, compared with
three-quarters of non-Hispanic white children. Many boys in fatherless
families drop out of school, fail to find living-wage work and turn to
idleness or crime. Many girls become poverty-stricken single mothers
themselves. "
]]>op-ed race_relations public_policy poverty fatherhood out-of-wedlock family_breakdown Daniel_Moynihan low-income boys black_families single_parents African-Americans black_childrenhttps://pinboard.in/u:jerryking/b:132cc4263a7d/Choosing Climate-Friendly Insurance2010-01-29T22:48:41+00:00
http://blogs.nationalgeographic.com/blogs/thegreenguide/2010/01/choosing-climatefriendly-insur.html
jerrykinginsurance weather microfinance developing_countries extreme_weather_events low-income climate_changehttps://pinboard.in/u:jerryking/b:f31ed158f58c/Serving the World's Poor, Profitably2009-12-11T02:44:12+00:00
http://www.expert2business.com/itson/Serving%20the%20ppor%20prahalad.pdf
jerrykingC.K._Prahalad BRIC HBR Bottom_of_the_Pyramid filetype:pdf media:document low-incomehttps://pinboard.in/u:jerryking/b:d1857d329545/Switch to the low-income customer2009-12-11T02:08:30+00:00
http://us.ft.com/ftgateway/superpage.ft?news_id=fto111420051508576921&page=1
jerrykingP&G BRIC market_research consumer_research innovation Bottom_of_the_Pyramid A.G._Lafley InnoCentive supply_chains China Brazil Vietnam India observations insights jugaad proprietary behavioural cost-cutting match-making CPG low-income customer_insights primary_field_research cost_structure ethnographyhttps://pinboard.in/u:jerryking/b:f8daef65c7b8/Marketers Pursue the Shallow-Pocketed - WSJ.com2009-12-11T01:54:42+00:00
http://online.wsj.com/article/SB116976717936888314.html?BlogThisQuoting=bq
jerrykingadvertising_agencies C.K._Prahalad marketing market_research BRIC Bottom_of_the_Pyramid low-incomehttps://pinboard.in/u:jerryking/b:1e6c8a8861ff/A Night's Sleep, Ultracheap2009-12-11T01:24:29+00:00
http://www.businessweek.com/magazine/content/06_04/b3968094.htm
jerrykingTata C.K._Prahalad hotels budgets low-incomehttps://pinboard.in/u:jerryking/b:684ae233ec61/Business Prophet2009-12-10T22:56:52+00:00
http://www.businessweek.com/print/magazine/content/06_04/b3968089.htm?chan=gl
jerrykingtrickle-up strategy India reverse_innovation C.K._Prahalad management_consulting gurus Bottom_of_the_Pyramid Indians global_economy low-income Indian-Americans international_developmenthttps://pinboard.in/u:jerryking/b:8b56e014f52d/Indian Firms Shift Focus to the Poor2009-11-03T03:14:21+00:00
http://proquest.umi.com/pqdweb?did=1882297341&sid=1&Fmt=3&clientId=11263&RQT=309&VName=PQD
jerrykingtrickle-up underserved reverse_innovation emerging_markets socioeconomic Bottom_of_the_Pyramid jugaad supply_chains manufacturers R&D microlending microfinance developed_countries low-cost Indians low-incomehttps://pinboard.in/u:jerryking/b:3796e45aceab/Financial Literacy a ‘Civil-Rights’ Problem? - Real Time Economics - WSJ2009-10-10T23:17:05+00:00
http://blogs.wsj.com/economics/2009/10/09/financial-literacy-a-civil-rights-problem/
jerrykingfinancial_literacy ufsc civil_rights low-incomehttps://pinboard.in/u:jerryking/b:43d966339376/IMF World Bank: Microinsurance - New Thinking - Small Fortunes - Still In Its Infancy, The Super-low Margin Business Of Microinsurance Faces Major Technological And Operational Challenges. But One Innovator Is Leading TheWay.2009-09-13T10:11:50+00:00
http://proquest.umi.com/pqdweb?did=1570328321&sid=3&Fmt=3&clientId=11263&RQT=309&VName=PQD
jerrykingmicrofinance risk-management poverty consumer_credit socioeconomic new_thinking low-income insurancehttps://pinboard.in/u:jerryking/b:30c094cd9c9e/