Pinboard (jefframnani)
https://pinboard.in/u:jefframnani/public/
recent bookmarks from jefframnaniMoney Stuff - Green Energy Financial Engineering2024-02-02T04:01:24+00:00
https://kill-the-newsletter.com/alternates/pnwbktxyicy9owui.html
jefframnanienergy renewable finance taxes regulation bankinghttps://pinboard.in/u:jefframnani/b:c3950d127245/The US Wants to Close an 'SUV Loophole' That Supersized Cars | WIRED2023-06-21T16:03:08+00:00
https://www.wired.com/story/the-us-wants-to-close-the-suv-loophole-that-supersized-cars/
jefframnaniBut because they have four-wheel drive, or a bit more cargo space, or a third row of seats, they’re big enough to qualify as trucks, at least for emissions regulations purposes. The result is a “blurring [of] the lines between cars and light trucks,” says Simon Mui, the head of state and federal clean vehicle policy advocacy at the Natural Resources Defense Council, an environmental advocacy group. Automakers, meanwhile, can sell larger SUVs and trucks because these smaller “trucks” bring down the overall emissions of the vehicles they sell—helping them comply with federal tailpipe emissions rules.
But the rise of these heavier vehicles has not been kind to the planet. A February report by the International Energy Agency, an intergovernmental energy policy organization, pointed out that SUVs consume about 20 percent more oil (as fuel) than the average medium-size non-SUV car. The world’s 330 million SUVs released 1 billion tons of carbon in 2022, the group found. If SUVs were a country, they’d rank sixth for emissions in the world, just behind Japan. Meanwhile, a decade-long increase in pedestrian road deaths has been linked to the increasing size of the American car. People hit at high speeds by big vehicles are less likely to walk away.]]>cars efficiency epa government regulation policy automobile business energy pollution safetyhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:b548957519e8/Our Obsession with Efficiency Is Destroying Our Resilience2023-05-03T17:33:59+00:00
https://hbr.org/2019/01/the-high-price-of-efficiency
jefframnaniEliminating waste sounds like a reasonable goal. Why would we not want managers to strive for an ever-more-efficient use of resources? Yet as I will argue, an excessive focus on efficiency can produce startlingly negative effects, to the extent that superefficient businesses create the potential for social disorder. This happens because the rewards arising from efficiency get more and more unequal as that efficiency improves, creating a high degree of specialization and conferring an ever-growing market power on the most-efficient competitors. The resulting business environment is extremely risky, with high returns going to an increasingly limited number of companies and people—an outcome that is clearly unsustainable.
The way the feedback loop works plays against our intuition. Instead of a Gaussian distribution of outcomes, we get Pareto distributions. Whether that's wages, or business sector profits.
Because the Gaussian distribution is so prevalent in human life and in nature, we tend to expect it across domains. We believe that outcomes are and should be normally distributed—not just in the physical world but in the world writ large.
Business outcomes also seem to be shifting toward a Pareto distribution. Industry consolidation is increasingly common in the developed world: In more and more industries, profits are concentrated in a handful of companies. For instance, 75% of U.S. industries have become more concentrated in the past 20 years. In 1978 the 100 most profitable firms earned 48% of the profits of all publicly traded companies combined, but by 2015 the figure was an incredible 84%. The success stories of the so-called new economy are in some measure responsible—the dynamics of platform businesses, where competitive advantages often derive from network effects, quickly convert Gaussian distributions to Pareto ones, as with Kim Kardashian and Instagram.
On how monocultures reduce resiliency and slack in the system.
As it turns out, California’s Central Valley is perfect for almond growing, and today more than 80% of the world’s almonds are produced there. This is a classic business example of what biologists call a monoculture: A single factory produces a product, a single company holds sway in an industry, a single piece of software dominates all systems.
Such efficiency comes at a price. The almond industry designed away its redundancies, or slack, and in the process it lost the insurance that redundancy provides. One extreme local weather event or one pernicious virus could wipe out most of the world’s production.
Once efficiency has consolidated power into one or a few people or companies, it is exceedingly hard to unseat.
As we saw with WM, another result of efficient systems is that the most efficient player inevitably becomes the most powerful one. Given that people operate substantially out of self-interest, the more efficient a system becomes, the greater the likelihood that efficient players will game it—and when that happens, the goal of efficiency ceases to be the long-term maximization of overall societal value. Instead, efficiency starts to be construed as that which delivers the greatest immediate value to the dominant player.
]]>economics efficiency innovation evolution business monopoly regulation government policy BestOfhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:eb986c30ba5b/Keep your AI claims in check | Federal Trade Commission2023-03-21T21:07:20+00:00
https://www.ftc.gov/business-guidance/blog/2023/02/keep-your-ai-claims-check
jefframnaniMachineLearning AI chatgpt regulation governmenthttps://pinboard.in/https://pinboard.in/u:jefframnani/b:bfa74000d07b/Clean energy bill could spell trouble for Oregon datacenters • The Register2023-01-12T02:33:03+00:00
https://www.theregister.com/2023/01/12/oregon_clean_energy_bill/
jefframnanidatacenter regulation climatehttps://pinboard.in/u:jefframnani/b:a3f55ffd6fb2/As Ex-Uber Executive Heads To Trial, the Security Community Reels - Slashdot2022-09-07T19:29:13+00:00
https://tech.slashdot.org/story/22/09/07/1412244/as-ex-uber-executive-heads-to-trial-the-security-community-reels
jefframnanisecurity policy regulation legalhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:19dd4309ee04/SUVs, pickups more likely than cars to strike pedestrians2022-05-28T00:29:32+00:00
https://www.usatoday.com/story/money/2022/03/17/suvs-pickups-pedestrian-fatalities-rise/7075333001/
jefframnanicars safety regulation automobile business UrbanPlanninghttps://twitter.com/https://pinboard.in/u:jefframnani/b:caa79cf578bd/Michael Tsai - Blog - Tim Cook Attacks Sideloading in Privacy Keynote2022-04-14T01:11:22+00:00
https://mjtsai.com/blog/2022/04/12/tim-cook-attacks-sideloading-in-privacy-keynote/
jefframnaniapple appstore mobile regulation business privacyhttps://pinboard.in/u:jefframnani/b:9e958b1f2927/The policies of change, with Robert Gross - The Fully Charged PLUS Podcast2021-06-30T05:33:22+00:00
https://pca.st/episode/978de6e5-fb0e-4e90-a96d-aab80263ca57
jefframnanienergy climate policy government regulation podcast audiohttps://pinboard.in/u:jefframnani/b:6fb486f6fa60/Banning Surveillance-Based Advertising - Schneier on Security2021-06-24T22:55:52+00:00
https://www.schneier.com/blog/archives/2021/06/banning-surveillance-based-advertising.html
jefframnaniadvertising marketing surveillance business government policy regulation norwayhttps://pinboard.in/u:jefframnani/b:2f382fad66d9/gary_neville_addresses_the_idea_of_the_european2021-04-19T15:42:31+00:00
https://www.reddit.com/r/sports/comments/mtjygr/gary_neville_addresses_the_idea_of_the_european/
jefframnanisoccer business regulation video reddithttps://pinboard.in/u:jefframnani/b:78d07c7d4857/NHL Investigating Ref Appearing to Try to Give Penalty Against Predators2021-03-24T15:14:03+00:00
https://bleacherreport.com/articles/2937908-nhl-investigating-ref-appearing-to-try-to-give-penalty-against-predators
jefframnanisports ethics regulation hockeyhttps://pinboard.in/u:jefframnani/b:a69bb24c8b83/Plummeting sperm counts, shrinking penises: toxic chemicals threaten humanity | Environment | The Guardian2021-03-18T16:39:38+00:00
https://www.theguardian.com/commentisfree/2021/mar/18/toxic-chemicals-health-humanity-erin-brokovich
jefframnaniA new book called Countdown, by Shanna Swan, an environmental and reproductive epidemiologist at Icahn School of Medicine at Mount Sinai in New York, finds that sperm counts have dropped almost 60% since 1973. Following the trajectory we are on, Swan’s research suggests sperm counts could reach zero by 2045. Zero. Let that sink in. That would mean no babies. No reproduction. No more humans.
The chemicals to blame for this crisis are found in everything from plastic containers and food wrapping, to waterproof clothes and fragrances in cleaning products, to soaps and shampoos, to electronics and carpeting. Some of them, called PFAS, are known as “forever chemicals”, because they don’t breakdown in the environment or the human body. They just accumulate and accumulate – doing more and more damage, minute by minute, hour by hour, day by day.
]]>science biology dystopia chemistry business regulationhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:816c33b5ef68/Griddy customers face $5,000 electric bills for 5 freezing days in Texas2021-02-23T02:47:29+00:00
https://www.dallasnews.com/business/2021/02/20/griddy-customers-face-5000-bills-for-5-freezing-days-in-texas/?outputType=amp&__twitter_impression=true
jefframnaniWholesale rate-based plans “can be tantalizing to consumers when the sales emphasis is placed on the possibility of very low rates during times of pleasant weather,” he said. “But they can be financially devastating when harsh hot or cold weather creates scarcity in the wholesale energy market.”
As a rule, the PUC encourages fixed-rate plans, he said. Those plans “may not offer the super-low pleasant-weather prices that are so attractive with those other plans,” he said, “but they moderate risk throughout all seasons.”]]>texas weather electricity government politics grid markets regulationhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:13dd83be4bd7/English football sends open letter to Twitter and Facebook2021-02-14T19:45:25+00:00
https://www.premierleague.com/news/2022448
jefframnanimedia social regulation internet web facebook twitter soccer sports ethics policy racism fascism culture monopolyhttps://pinboard.in/u:jefframnani/b:ff6dde8f5b4c/New Attack exploiting serious Bluetooth weakness can intercept sensitive data2019-08-17T17:24:37+00:00
https://arstechnica.com/information-technology/2019/08/new-attack-exploiting-serious-bluetooth-weakness-can-intercept-sensitive-data/
jefframnani
The attack targets glaring weaknesses in the key set-up process that occurs just prior to two devices connecting. The Bluetooth specification allows keys to have lengths of as many as 16 bytes or as few as 1 byte. The lower limit, the researchers said, was put in place in part to comply with "international encryption regulations."
The result: all Bluetooth-compliant devices are required to negotiate the length of the key they will use to encrypt the connection. A master device may start out proposing a 16-byte key, and the slave device may respond that it's only capable of using a 1-byte key. With that, the key will be downgraded to a size that's trivial to crack using brute-force techniques, which attempt to guess every possible combination until the correct one is found.
]]>security encryption legal government regulationhttps://pinboard.in/u:jefframnani/b:4b7c8700655e/Crypto is an unregulated casino, where criminality runs riot2019-07-21T00:46:43+00:00
https://www.marketwatch.com/story/crypto-is-an-unregulated-casino-where-criminality-runs-riot-2019-07-16?mod=mw_share_twitter
jefframnani
There is a good reason why every civilized country in the world tightly regulates its financial system. The 2008 global financial crisis, after all, was largely the result of rolling back financial regulation.
Crooks, criminals, and grifters are a fact of life, and no financial system can serve its proper purpose unless investors are protected from them.
Hence, there are regulations requiring that securities be registered, that money-servicing activities be licensed, that capital controls include “anti-money-laundering” and “know your customer” provisions (to prevent tax evasion and other illicit financial flows), and that money managers serve their clients’ interests.
On the rampant fraud happening without these regulations.
Price manipulation is rampant across all the crypto exchanges, owing to pump-and-dump schemes, wash trading, spoofing, front running, and other forms of manipulation. According to one study, up to 95% of all transactions in bitcoin BTCUSD, -2.15% are fake, indicating that fraud is not the exception but the rule.
]]>bitcoin money regulation markets financehttps://pinboard.in/u:jefframnani/b:e34719aad9d1/In the New Fight for Online Privacy and Security, Australia Falls:2018-12-13T23:03:13+00:00
https://www.eff.org/deeplinks/2018/12/new-fight-online-privacy-and-security-australia-falls-what-happens-next
jefframnaniprivacy surveillance government policy regulation australiahttps://pinboard.in/u:jefframnani/b:bd3b9155bc82/Facial recognition: It’s time for action - Microsoft on the Issues2018-12-08T18:27:51+00:00
https://blogs.microsoft.com/on-the-issues/2018/12/06/facial-recognition-its-time-for-action/
jefframnaniethics MachineLearning business policy regulation microsofthttps://pinboard.in/u:jefframnani/b:3f125bec76bc/Google Exposed Data of Half a Million Users Until March but Didn’t Disclose It Because They Feared ‘Regulatory Interest’ — Pixel Envy2018-10-09T01:53:26+00:00
https://pxlnv.com/linklog/google-plus-data-leak/
jefframnani
Google exposed the private data of hundreds of thousands of users of the Google+ social network and then opted not to disclose the issue this past spring, in part because of fears that doing so would draw regulatory scrutiny and cause reputational damage, according to people briefed on the incident and documents reviewed by The Wall Street Journal.
]]>google business privacy regulation monopolyhttps://pinboard.in/u:jefframnani/b:728f53d68b3c/The Policymakers Saved the Financial System. And America Never Forgave Them. - The New York Times2018-09-16T15:51:04+00:00
https://www.nytimes.com/2018/09/12/upshot/financial-crisis-recession-recovery.html?action=click&module=Top%2520Stories&pgtype=Homepage
jefframnani
The response to the crisis was in many ways the high-water mark for a mold of centrist, technocratic policymaking that seeks to tweak and nudge existing institutions toward better outcomes. It also undermined any widespread popular support for that mode of governing for the foreseeable future.
It turns out, when you throw trillions of dollars at rescuing a system that most people don’t like very much in the first place, the result isn’t relief.
It’s anger.
]]>FinancialCrisis2008 finance regulation historyhttps://pinboard.in/u:jefframnani/b:03662fbeb8b6/Single-family homes cover almost half of Los Angeles - Curbed LA2018-09-16T14:53:42+00:00
https://la.curbed.com/2018/9/10/17827982/single-family-houses-los-angeles-zoning-rules-explained
jefframnani
In 1946, when Los Angeles updated its zoning code (creating the system still in use today), the city’s single-family zones were more fully defined—with nearly three pages of restrictions and regulations. Separate classifications were also created for duplexes and “suburban zones,” with similar parking and yard-size requirements.
These zoning rules helped to create the neatly arranged residential communities Angelenos today know and love, but they also severely limited available space for new development. That’s become a pressing concern as LA deals with a severe shortage of affordable housing.
“We’re clinging to this model—the old version of the American Dream,” housing advocate Mark Vallianatos tells Curbed. “It doesn’t make sense to reserve large portions of any city for only one home with a yard and just one family.”
]]>LosAngeles history housing regulationhttps://pinboard.in/u:jefframnani/b:5f497b0f36a5/How Uber is making traffic even worse2018-09-11T03:19:33+00:00
https://www.axios.com/ride-hailing-sharing-services-uber-lyft-global-cities-traffic-26816575-fff8-44b0-a608-9dd86e8b5a10.html
jefframnaniuber lyft transportation regulation traffichttps://pinboard.in/u:jefframnani/b:77edc10cc398/Amazon’s Antitrust Antagonist Has a Breakthrough Idea - The New York Times2018-09-08T20:41:28+00:00
https://www.nytimes.com/2018/09/07/technology/monopoly-antitrust-lina-khan-amazon.html
jefframnani
“Ideas and assumptions that it was heretical to question are now openly being contested,” she said. “We’re finally beginning to examine how antitrust laws, which were rooted in deep suspicion of concentrated private power, now often promote it.”
Unchecked business consolidation and market monopoly cause economic dysfunction that people are beginning to feel.
“The whole country has been struggling to understand why the economy is not operating in the right way,” Mr. Cicilline said. “Wages have remained stagnant. Workers have less and less power. All we’re trying to do is create a level playing field, and that’s harder when you have megacompanies that make it virtually impossible for small competitors.” He added, “We’re at the very beginning of solutions to this.”
]]>amazon business monopoly legal regulation antitrusthttps://pinboard.in/u:jefframnani/b:a11827ee6160/Net neutrality is dead — what now?2018-06-12T00:01:30+00:00
https://www.theverge.com/2018/6/11/17439456/net-neutrality-dead-ajit-pai-fcc-internet
jefframnani
As of June 11th, the legal protections against content discrimination on the internet are gone. As far as the FCC is concerned, net neutrality is dead.
]]>internet regulation policyhttps://pinboard.in/u:jefframnani/b:f227e70cb21e/Better practices for audits2018-06-03T00:32:31+00:00
https://paulhammant.com/2018/05/30/better-practices-for-audits/
jefframnaniContinuousDelivery auditing compliance regulation build ReleaseManagementhttps://pinboard.in/u:jefframnani/b:584922175ac6/Opinion | We Already Know How to Protect Ourselves From Facebook2018-04-11T00:48:59+00:00
https://www.nytimes.com/2018/04/09/opinion/zuckerberg-testify-congress.html
jefframnanifacebook privacy data policy regulationhttps://pinboard.in/u:jefframnani/b:5f75aef087b5/Paul Ford: Facebook Is Why We Need a Digital Protection Agency - Bloomberg2018-03-26T11:56:02+00:00
https://www.bloomberg.com/news/articles/2018-03-21/paul-ford-facebook-is-why-we-need-a-digital-protection-agency
jefframnani
Facebook’s recent debacle is illustrative. It turns out that the company let a researcher spider through its social network to gather information on 50 million people. Then the Steve Bannon-affiliated, Robert Mercer-backed U.K. data analysis firm Cambridge Analytica used that data to target likely Trump voters. Facebook responded that, no, this was not a “breach.”
OK, sure, let’s not call it a breach. It’s how things were designed to work. That’s the problem.
The word “leak” is right. Our sense of control over our own destinies is being challenged by these leaks. Giant internet platforms are poisoning the commons. They’ve automated it. Take a non-Facebook case: YouTube. It has users who love conspiracy videos, and YouTube takes that love as a sign that more and more people would love those videos, too. Love all around! In February an ex-employee tweeted: “The algorithm I worked on at Google recommended [InfoWars personality and lunatic conspiracy-theory purveyor] Alex Jones’ videos more than 15,000,000,000 times, to some of the most vulnerable people in the nation.”
Given that the federal government is currently one angry man with nuclear weapons and a Twitter account, and that it’s futile to expect reform or self-regulation from internet giants, I’d like to propose something that will seem impossible but I would argue isn’t: Let’s make a digital Environmental Protection Agency. Call it the Digital Protection Agency. Its job would be to clean up toxic data spills, educate the public, and calibrate and levy fines.
]]>facebook privacy ethics politics policy regulation google datahttps://pinboard.in/u:jefframnani/b:6c7de29fd57f/How Apple is paving the way to a ‘cloud dictatorship’ in China | Hong Kong Free Press HKFP2018-02-21T00:58:29+00:00
https://www.hongkongfp.com/2018/02/17/apple-paving-way-cloud-dictatorship-china/
jefframnani
The US-based global tech giant Apple Inc. is set to hand over the operation of its iCloud data center in mainland China to a local corporation called Guizhou-Cloud Big Data (GCBD) by February 28, 2018. When this transition happens, the local company will become responsible for handling the legal and financial relationship between Apple and China’s iCloud users. After the transition takes place, the role of Apple will restricted to an investment of US one billion dollars, for the construction of a data center in Guiyang, and for providing technical support to the center, in the interest of preserving data security.
Apple says the handover is due to new regulations that cloud servers must be operated by local corporation. But this is unconvincing. China’s Cybersecurity Law, which was implemented on June 1 2017, does demand that user information and data collected in mainland China be stored within the border. But it does not require that the data center be operated by a local corporation.
]]>apple china cloud government policy regulation privacyhttps://pinboard.in/u:jefframnani/b:3ec4211dd3a3/As Bitcoin Bubble Loses Air, Frauds and Flaws Rise to Surface - The New York Times2018-02-06T18:51:39+00:00
https://www.nytimes.com/2018/02/05/technology/virtual-currency-regulation.html
jefframnanibitcoin investing fraud markets regulationhttps://pinboard.in/u:jefframnani/b:9a7c718d45c5/Michael Tsai - Blog - Apple Widens Ban on Templated Apps2017-12-14T04:55:05+00:00
https://mjtsai.com/blog/2017/12/11/apple-widens-ban-on-templated-apps/
jefframnani
What’s unfortunate about the expanded policy enforcement is that these app makers specifically target the small business market. They build apps for businesses that don’t have the internal resources to build their own apps or can’t afford to hire a custom shop to design a new iOS app from scratch.
]]>apple ios mobile monopoly regulation business policyhttps://pinboard.in/u:jefframnani/b:cb949209716f/Pro-Neutrality, Anti-Title II – Stratechery by Ben Thompson2017-11-29T04:18:43+00:00
https://stratechery.com/2017/pro-neutrality-anti-title-ii/
jefframnani
I’d also note that companies like Google and Netflix already have massive advantages along these lines: Netflix places its content on servers within ISPs, and Google has an entire worldwide private network to ensure its results are milliseconds faster than they might be otherwise. The startups that challenge them will do so by being different, which means keeping open the number of possible ways to differentiate is a good thing.
What is worth far more attention is the state of competition in broadband generally: ISPs have lobbied for limits on public broadband in 25 states, and many local governments make it prohibitively expensive for new ISPs to challenge incumbents (and Title II requirements don’t help either).
And, I’d add, if neutrality and foreclosed competition are the issue net neutrality proponents say they are, then Google and Facebook are even bigger concerns than ISPs: both are super-aggregators with unprecedented power and the deepest moats ever seen in technology, and an increasing willingness to not be neutral.
]]>internet legal regulation isp business monopoly telecomhttps://pinboard.in/u:jefframnani/b:e0f5f88ef379/We Can’t Trust Facebook to Regulate Itself2017-11-22T00:06:49+00:00
https://mobile.nytimes.com/2017/11/19/opinion/facebook-regulation-incentive.html?referer=
jefframnani
At a company that was deeply concerned about protecting its users, this situation would have been met with a robust effort to cut off developers who were making questionable use of data. But when I was at Facebook, the typical reaction I recall looked like this: try to put any negative press coverage to bed as quickly as possible, with no sincere efforts to put safeguards in place or to identify and stop abusive developers. When I proposed a deeper audit of developers’ use of Facebook’s data, one executive asked me, “Do you really want to see what you’ll find?”
]]>facebook privacy regulationhttps://pinboard.in/u:jefframnani/b:02b904fe736b/Twitter finds hundreds of accounts tied to Russian operatives - The Washington Post2017-09-29T14:28:27+00:00
https://www.washingtonpost.com/business/economy/twitter-finds-hundreds-of-accounts-tied-to-russian-operatives/2017/09/28/6cf26f7e-a484-11e7-ade1-76d061d56efa_story.html
jefframnani
The Washington Post reported this week that some of the 3,000 Facebook ads bought by Russian operatives promoted African American rights groups, including Black Lives Matter. Those ads were targeted at users in specific locations such as Ferguson, Mo., and Baltimore, two cities that have faced violent protests over police shootings of black men. Ads aimed at voters in other regions, meanwhile, suggested that the same groups posed a rising political threat.
Other ads featured Muslims supporting Democrat Hillary Clinton for president and were targeted at Facebook users who might fear Muslims.
Facebook, Google and Twitter are being summoned to a public hearing before the Senate Intelligence Committee on Nov. 1.
Alexander B. Howard, deputy director of the Sunlight Foundation, said there is plenty of evidence that Russian intelligence operatives have been on Twitter for years and have used the platform to amplify messages.
“We need to think very carefully about what role we want these companies to have in our debate — and since these platforms largely regulate themselves, what kind of accountability we want them to have,” Howard said.
Silicon Valley has long enjoyed a hands-off approach from regulators and has become a major lobbying force in Washington to keep things that way. But that attitude appears to be shifting quickly.
]]>twitter facebook google advertising monopoly russia government regulation policy legalhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:ec685b0bcbf9/On the Equifax Data Breach - Schneier on Security2017-09-15T02:49:18+00:00
https://www.schneier.com/blog/archives/2017/09/on_the_equifax_.html
jefframnani
This market failure isn't unique to data security. There is little improvement in safety and security in any industry until government steps in. Think of food, pharmaceuticals, cars, airplanes, restaurants, workplace conditions, and flame-retardant pajamas.
Market failures like this can only be solved through government intervention. By regulating the security practices of companies that store our data, and fining companies that fail to comply, governments can raise the cost of insecurity high enough that security becomes a cheaper alternative. They can do the same thing by giving individuals affected by these breaches the ability to sue successfully, citing the exposure of personal data itself as a harm.
]]>equifax security capitalism economics government regulationhttps://pinboard.in/u:jefframnani/b:b7fbf2f97257/Ends, Means, and Antitrust – Stratechery by Ben Thompson2017-06-29T04:59:09+00:00
https://stratechery.com/2017/ends-means-and-antitrust/
jefframnani
This is the aspect of the European Commission’s decision that I have the biggest problem with. I agree that Google has a monopoly in search, but as the Commission itself notes that is not a crime; the reality of this ruling, though, is that making any money off that monopoly apparently is. And, by extension, those that blindly support this decision are agreeing that products that succeed by being better for users ought not be able to make money.
Europe looks to have gotten the decision right, but the execution of the remedy wrong. Figuring out the best way to preserve competition while not hurting consumers will the the biggest challenge going forward.
In short, I agree with the ends as far as the European Commission’s ruling is concerned: Google is a monopoly, and they act badly. In this case, though, I simply can not tolerate the means: I can not see any compelling case in which consumer welfare is better served by offering answers they didn’t actually ask for, and attacking an ad unit feels a lot more like an attempt to hurt a company as opposed to helping competition.
]]>google monopoly antitrust europe regulationhttps://pinboard.in/u:jefframnani/b:d7108fc59dad/How do we reform tech?2017-03-29T03:38:00+00:00
http://anildash.com/2016/10/how-do-we-reform-tech.html
jefframnanitechnology business ethics activism regulationhttps://pinboard.in/u:jefframnani/b:d7853c707e58/m.builtinchicago.org2015-11-04T23:58:44+00:00
http://www.builtinchicago.org/2015/10/30/title-iii-approved-what-means-your-startup-0
jefframnanitechnology investing startups regulation financehttps://pinboard.in/u:jefframnani/b:3f088ee7e355/FanDuel, DraftKings 'Insider Trading' Allegations: An Explainer - ABC News2015-10-06T22:53:50+00:00
http://abcnews.go.com/Business/fanduel-draftkings-insider-trading-allegations-explainer/story?id=34286629
jefframnanipolicy markets sports regulation businesshttps://pinboard.in/u:jefframnani/b:2064148d8986/Europe's carmakers caught up in VW storm2015-09-25T04:38:56+00:00
http://www.cnbc.com/2015/09/24/bmw-shares-slip-on-report-of-high-emission-levels.html
jefframnaniautomobile regulation fraud environmenthttps://pinboard.in/u:jefframnani/b:8db847cbfc38/Airbnb's fate in Santa Monica to be decided tonight - LA Times2015-05-14T04:14:25+00:00
http://www.latimes.com/local/california/la-fi-santa-monica-airbnb-20150512-htmlstory.html
jefframnaniairbnb regulation hotelshttps://pinboard.in/u:jefframnani/b:c946f356982f/F.C.C. Votes for Net Neutrality, a Ban on Paid Fast Lanes, and Title II2015-02-28T19:06:27+00:00
http://arstechnica.com/business/2015/02/fcc-votes-for-net-neutrality-a-ban-on-paid-fast-lanes-and-title-ii/
jefframnaniinternet policy history regulation telecomhttps://pinboard.in/u:jefframnani/b:a64d2d4a8b69/FCC Chairman Wheeler Backs Regulating Internet As Public Utility2015-02-05T00:02:41+00:00
http://www.npr.org/blogs/alltechconsidered/2015/02/04/383520623/after-months-of-debate-fcc-poised-to-unveil-internet-rules
jefframnaniinternet government regulation policy networkhttps://pinboard.in/u:jefframnani/b:b980d0b152ae/Inside the New York Fed: Secret Recordings and a Culture Clash2014-09-28T00:17:12+00:00
http://www.propublica.org/article/carmen-segarras-secret-recordings-from-inside-new-york-fed
jefframnanigovernment regulation finance FinancialCrisis2008https://pinboard.in/u:jefframnani/b:7aed72a792b7/The Big Lie2011-11-12T15:24:13+00:00
http://www.washingtonpost.com/business/what-caused-the-financial-crisis-the-big-lie-goes-viral/2011/10/31/gIQAXlSOqM_story.html
jefframnanibanking regulation FinancialCrisis2008https://pinboard.in/u:jefframnani/b:fd48a5c783cb/SEC Pays $755,000 To Settle With Fired Staffer by Wall Street & Technology2010-07-10T17:21:40+00:00
http://wallstreetandtech.com/regulatory-compliance/showArticle.jhtml?articleID=225701920&cid=nl_wallstreettech_daily
jefframnanifinance government regulation sec FinancialCrisis2008https://pinboard.in/https://pinboard.in/u:jefframnani/b:9c883fb9d1a0/BBC - Peston's Picks: Rating agencies: Who made them so powerful?2010-04-29T17:54:08+00:00
http://www.bbc.co.uk/blogs/thereporters/robertpeston/2010/04/rating_agencies_who_made_them.html
jefframnanifinance regulation FinancialCrisis2008https://pinboard.in/https://pinboard.in/u:jefframnani/b:578af590ec5d/The Carbon Disclosure Project2010-04-14T21:11:23+00:00
https://www.cdp.net/
jefframnanienergy climatechange business regulationhttps://pinboard.in/https://pinboard.in/u:jefframnani/b:ca074a183a0a/How to reduce risk on Wall Street? Make the banks pay.2010-04-12T18:46:18+00:00
http://www.washingtonpost.com/wp-dyn/content/article/2010/04/08/AR2010040805132.html
jefframnanibanking regulation policy financialcrisis2008https://pinboard.in/https://pinboard.in/u:jefframnani/b:423fc8821b48/Op-Ed Columnist - Bank Failures - Why Georgia? - NYTimes.com2010-04-12T18:46:11+00:00
http://www.nytimes.com/2010/04/12/opinion/12krugman.html?partner=rssnyt&emc=rss
jefframnanibanking finance regulation financialcrisis2008 PaulKrugman nytimeshttps://pinboard.in/https://pinboard.in/u:jefframnani/b:1c4a52c386ba/Op-Ed Contributor - How to Reform Our Financial System - NYTimes.com2010-02-01T19:13:42+00:00
http://www.nytimes.com/2010/01/31/opinion/31volcker.html
jefframnaniPaulVolker government policy regulation FinancialCrisis2008https://pinboard.in/https://pinboard.in/u:jefframnani/b:4ffb7a86883a/At Failed Banks, Post-Mortems Disclose Excessive, Yet Obvious, Risk - NYTimes.com2009-12-23T20:30:31+00:00
http://www.nytimes.com/2009/11/19/business/19risk.html
jefframnanieconomics regulation FinancialCrisis2008 bankinghttps://pinboard.in/u:jefframnani/b:96cdacf7b5ad/Financial Crisis Inquiry Commission set to Meet2009-12-23T18:51:35+00:00
http://www.calculatedriskblog.com/2009/12/financial-crisis-inquiry-commission-set.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+CalculatedRisk+%28Calculated+Risk%29
jefframnanifinance banking regulation FinancialCrisis2008 government policyhttps://pinboard.in/u:jefframnani/b:7efb7e3b0fc5/Calculated Risk: Volcker on Financial Reform2009-09-24T19:08:43+00:00
http://www.calculatedriskblog.com/2009/09/volcker-on-financial-reform.html
jefframnanifinance economics government policy regulation volker FinancialCrisis2008https://pinboard.in/u:jefframnani/b:49f6be044ac5/How Firms Wooed a U.S. Agency With Billions to Invest - NYTimes.com2009-07-29T21:57:01+00:00
http://www.nytimes.com/2009/07/29/business/29pensions.html?_r=1
jefframnanigovernment finance regulation RegulatoryCapturehttps://pinboard.in/u:jefframnani/b:98e301bc12cd/FT.com / Columnists / Martin Wolf - Reform of regulation has to start by altering incentives2009-06-24T22:15:53+00:00
http://www.ft.com/cms/s/0/095722f6-6028-11de-a09b-00144feabdc0.html
jefframnanifinance regulation policy ft banking FinancialCrisis2008https://pinboard.in/u:jefframnani/b:8ec97df967d2/Calculated Risk: An Interview with Charlie Munger2009-05-15T19:17:02+00:00
http://www.calculatedriskblog.com/2009/05/interview-with-charlie-munger.html
jefframnanifinance accounting regulation RegulatoryCapture FinancialCrisis2008https://pinboard.in/u:jefframnani/b:99215e9cca91/How Not to Regulate - Floyd Norris Blog - NYTimes.com2009-04-30T17:45:08+00:00
http://norris.blogs.nytimes.com/2009/04/27/how-not-to-regulate/
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http://www.washingtonpost.com/wp-dyn/content/article/2008/11/22/AR2008112202213.html
jefframnanifinance economics regulation corruption government FinancialCrisis2008https://pinboard.in/u:jefframnani/b:8f2836a17b64/The Minsky Moment: Comment: The New Yorker2008-11-20T00:25:04+00:00
http://www.newyorker.com/talk/comment/2008/02/04/080204taco_talk_cassidy
jefframnanifinance Economics government banking regulation minskyhttps://pinboard.in/u:jefframnani/b:335d23fe2bcc/Bloomberg.com: Brooksley Born `Vindicated' as Swap Rules Take Shape2008-11-18T15:26:44+00:00
http://www.bloomberg.com/apps/news?pid=20601103&sid=aXcq.r6xLf4g&refer=news
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http://bigpicture.typepad.com/comments/2008/10/fannie-mae-and.html
jefframnaniFinancialCrisis2008 economics RealEstate regulation finance housing fanniemaehttps://pinboard.in/u:jefframnani/b:39f19415372f/S.E.C. Concedes Oversight Flaws Fueled Collapse - NYTimes.com2008-09-28T16:43:21+00:00
http://www.nytimes.com/2008/09/27/business/27sec.html
jefframnanipolitics economy finance sec government regulationhttps://pinboard.in/u:jefframnani/b:8c1ec26921ff/An Alternative Plan for Fixing Credit & Housing2008-09-27T13:32:38+00:00
http://bigpicture.typepad.com/comments/2008/09/an-alternative.html
jefframnanibusiness Economics banking regulation housinghttps://pinboard.in/u:jefframnani/b:2785df011574/FINRA - Home Page2008-09-17T03:35:45+00:00
http://www.finra.org/index.htm
jefframnanifinance investing stocks bonds research education Economics regulation bankinghttps://pinboard.in/u:jefframnani/b:a85385c6aafb/How Washington Failed to Rein In Fannie, Freddie - washingtonpost.com2008-09-15T15:47:48+00:00
http://www.washingtonpost.com/wp-dyn/content/article/2008/09/13/AR2008091302638.html
jefframnanifinance Economics business government politics regulation corruptionhttps://pinboard.in/u:jefframnani/b:81956225a1d9/